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Question:

how to classify pre-existing condition?

I really need some help here and I'm feeling a bit overwhelmed. I have a 5-year-old golden retriever named Max who has been my rock through some tough times, but now I feel like I’m failing him. We’re planning to get pet insurance because we've been hit with some unexpected vet bills lately. However, I’m stuck on figuring out what would be considered a pre-existing condition. Max was diagnosed with mild hip dysplasia last year, but we’ve been managing it with medication and a special diet, and there haven’t been any new flare-ups. Does this mean his hip dysplasia will forever be seen as a pre-existing condition, even if he doesn’t have ongoing symptoms? If anyone has gone through something similar with their pets or just knows more about pet insurance, your advice would be so appreciated. I just want to make sure Max is covered for whatever the future might throw at us. Thanks in advance!

Answer:

Hello there! Understanding what qualifies as a pre-existing condition in pets is important, especially if you're considering insurance or just curious about your pet's health history.



Essentially, a pre-existing condition refers to any medical issue that your pet had before a new insurance policy began. This might include chronic illnesses like diabetes or conditions such as arthritis, discovered in a previous vet visit. The idea is similar to what's seen in human insurance.



Now, if you're concerned about how this affects care, it's crucial to note that some conditions might limit insurance coverage, but it doesn't diminish the importance of managing them effectively. At home, maintaining a healthy lifestyle through balanced diet, regular exercise, and routine vet check-ups is key for managing any existing health issues.



Keep an eye out for symptoms like unusual lethargy, persistent vomiting, or sudden changes in behavior, as these could indicate that a pre-existing condition is worsening or that something new has developed.



For personalized advice about your pet's specific conditions, booking a video consult with us here at Dial A Vet can provide you with targeted guidance and reassurance. We’re here to help ensure your furry friend stays as healthy as possible.

Answered by

Louise - Senior Veterinary Nurse, Dial A Vet

June 23, 2025

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The "Ask a Vet" forum on Dial A Vet offers general information and helpful tips on pet health, but it's not a substitute for professional veterinary care. The advice here doesn't create a veterinarian-client-patient relationship, and our vets can't diagnose or treat your pet remotely. For emergencies or specific medical concerns, always contact your local veterinarian immediately. Your pet's health is unique, and decisions should only be made after consulting with a qualified professional. By using this forum, you acknowledge these limitations and agree to seek in-person veterinary advice for all your pet's health needs. View our content guidelines.
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